CBN, EFCC, FCCPC, others to prosecute ‘loan sharks’ over data privacy abuse

THE Federal Competition and Consumer Protection Commission (FCCPC),  the Central Bank of Nigeria (CBN) and the Economic Financial Crimes Commission (EFCC) are set to commence investigations into the illegal practices of digital money lenders in the country.

This was disclosed in a statement by the Chief Executive Officer of FCCPC Babatunde Irukera on behalf of the joint regulatory and enforcement committee of the agencies involved in the investigations.

The statement was dated November 15.


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He said the collaborative investigation was to ensure enforcement action against already known violators while investigating others and commencing criminal prosecutions where applicable.

He stated that the conduct of some money lenders was becoming a dominant and abusive practice targeting some of the most vulnerable in society.

“Continuing complaints about questionable repayment enforcement practices, including public shaming and violations of privacy, have led to significant and understandable consumer aggravation and dissatisfaction.

“Others are arbitrary, unjust, unreasonable, or exploitative interest rates and or loan balances calculations, harassment and failure of consumer feedback mechanisms, among others, have caused consumer aggravation,” he said.

Other agencies involved in the investigation are Independent Corrupt Practices Commission (ICPC) and the National Information Technology Development Agency (NITDA).

He said the committee would lead efforts to address multiple potentially dubious conduct of some money lenders, also known as loan sharks.

In August, NITDA had fined Soko Lending Company the sum of N10 million for sending threatening messages to borrowers, which  was a privacy invasion.

The ICIR in previous investigations had revealed some lending companies in the country were not licensed to carry out monetary operations.

Irukera also confirmed in his statement that some lending companies were not licensed by appropriate authorities to engage in the services they provided.




    “Initial inquiries demonstrate that many of the purported lenders are not legally acceptably established or otherwise licensed by the appropriate authorities to engage in the services they ostensibly provide.

    “A joint task force of analysts and enforcers was also created and immediately activated. The agencies recognised and welcome products and providers that bridge the lending gap for consumers who would otherwise be ineligible for conventional loans from traditional financial institutions,” he said.

    He said the commission had created a dedicated email address to receive complaints, the identity of businesses or individuals involved in these practices.

    The e-mail address is [email protected].

     

    Amos Abba is a journalist with the International Center for Investigative Reporting, ICIR, who believes that courageous investigative reporting is the key to social justice and accountability in the society.

    Join the ICIR WhatsApp channel for in-depth reports on the economy, politics and governance, and investigative reports.

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    161 COMMENTS

    1. Most of the loan Apps belongs to the same group “ KUDILINE” . They offer lesser than expected amount of loan for lesser than expected duration at a very expensive interest rate.

      Two days before the due date , their loan recovery team begin to threaten you with death curses, DEFAMATION, BLACKMAIL, DEATH.

      Despite the fact that they operate illegally, they still claim to have the backing of the Police and Lawyer .

      It’s in good faith that individuals borrow money and submit personal original information, but at the end they claim a defaulting customer is a fraudster and therefore begin to carry out their unlawful actions against the defaulting customer, with the hope to ruin the life of the customer, and still expect the customer to pay back after such illicit act.

      Most of these loan Apps are owned by foreigners who don’t have any intention of paying government taxes, being law abiding or even contributing to the development of this Nation. Rather, they monitor this NATION through these Apps when downloaded and installed in the phone.

      I believe God will not allow them succeed in enslaving Nigeria and Africa at large.

      more info on the owners and their team can be provided to the government when needed.

      Nigeria Beware!!!

    2. Good day Mr. Chairman…. Hive loan are the most ***** set of people i have ever seen in my life, My friend use my phone to borrow loan and it was a total different story entirely. It was really sad and pathetic with the way this people start calling and threatening me. i was even scared of the calls that who are this people not until my friend called and ask if i have been called because she used herself as one of the guarantor to be contacted. This people put a kidnapper case on my name because of 12,500 to collect 27k in 7days loan. Hive loan… it will never be well with you people. because i didn’t even collect your money . Hive loan put human being spare part beside my name and tag me a kidnapper… You will all die one after the other…. your life will be miserable

    3. Newcredit, Okash, Ultranaira, Palmcredit, these are the loan apps I’m owing. Today is the due date for Newcredit’s loan, two days ago was the due date for Ultranaira and Ultranaira have been sending me scary messages. Oh Lord, come to my rescue.

    4. Swiftnaira as been threatening me and said they would post my pictures and information on line
      Pls this harassment is much

    5. Pls how can I get a phone contact to report a current issue with this people called GGmoney app??? It is very urgent before I will do something and people might start to blame for what they don’t know how it started…..

    6. Pls how can I get a phone contact to report a current issue with this people called GGmoney app??? It is very urgent before I will do something and people might start to blame for what they don’t know how it started…pls…I need a contact number to report this via voice….

    7. I did not borrow any money,but they keep calling me to tell someone I did not know to pay back there money all else I will be affected incase I want to borrow money….this is uncalled for

    8. I loaned 13000 to pay 20000 from MONEY TREE. Because I defaulted for 2 days. I was ill and I couldn’t pay. This lady will call to curse me that it is sickness that will kill me. Her telephone no is 08147332937 she also sent defaming messages to my contacts that I slept with dog, and I have contacted hiv. She went to the extent of calling my old father to insult and cursing him. Also zuma cash sent to my contacts that i am a criminal that I stole their 4365. Same goes to Quality cash. Pls, help me to address the issue cos my home is boiling now, and it is making me slide into depression.

    9. Pls help me I am being harrassed by different loan app even d one I paid their capital and still want me to pay d interest. Sending all my contacts different messages telling Dem I slept with dog and day I have HIV and also dat I’m a criminal. I can mention few of Dem. Mintbag, okash, nairaplus so many of Dem pls do something

    10. Cashbus, Moneytree, and Somemoney are loan apps that have sent defamatory messages about me calling me a rapist, murderer, criminal and saying I have Hiv/aids and cancer. This messages have gone out to family, friends, clients and associates. Please help stop this companies because they are still ruining more lives. While I have even paid and not indebted to some of them

    11. Anonymous
      Those guys are heartless they wouldn’t want to know why you default evn you have been prompt in paying your loan one little delay the will attack you and destroy your reputation.
      To everyone suffering in the hands of any loan sharks i have an idea on how to stop them from calling your contacts again.King Bright facebook

    12. Dear FCCPC,
      Pls help my life as am talking to you right now NAIRALOAN has tarnished my imagine over a loan was unable to meet up with repayment and i kept on communicating to their agent the reason for the delay and i pleaded to give me little time to sort myself out to make the payment ….

      Since Friday 21st of April up till this moment they have been sending my contacts messages tagging me all manners of names such as Chronic debtors, ritualist, kidnappers, am HIV positive etc
      Nairaloan
      #LCREDIT KASH
      #LOAN CREDIT
      #QUICK NAIRA
      #PAYDAY LOAN
      #EASE NAIRA…

      Please help me stop them for all these character assassination,After paying the money will they send msgs to my contacts again the i am not what they have been tagging me?

      Best Regards

    13. Please ICIR do something fast about all the is online lenders, defamed me I can’t mentioned all but few, creditbox, zuma, yoyi, future loan, nairapool, nairabus, bear wallet, lumosoloan, cashdey, cashall, fast money, fair credit, nutloan, deloan, caskey , equal cash, easy Kash, easy cash, minicredit, loanNaira, please safe people’s live

    14. Ultra naira ,okash, easemoni should be banned,I will not take likely any character deformation from them ,God help us especially ultra naira they are fraudsters

    15. Cashbus, Moneytree, and Somemoney are loan apps that have sent defamatory messages about me calling me a rapist, murderer, criminal and saying I have Hiv/aids and cancer. This messages have gone out to family, friends, clients and associates. Please help stop this companies because they are still ruining more lives.

    16. Am a victim of loan shark, I tried borrowing from them but they denied me, the said I should try again in 2 weeks time. I deleted the app immediately because it of no use, I needed the money urgently. Month later, I got a call that my loan is overdue, I told them I wasn’t granted the loan when I applied, the lady said the system later approved it after 2 weeks I applied, The money was in the app wallet. I told her I wasn’t interested in the loan since they didn’t grant it when needed, told her to withdraw the money back from their app wallet but she insisted I must pay the interest. Interest for the money I did not use, since then they have been disturbing my phone with calls, calling my contacts with different numbers

      012272340
      018884288
      018889655
      018889658
      018889651
      018884292
      And so on

    17. all this so called loan apps are terrible people I took a 4000 naira from lumos loan they expect me to pay 8500 naira this too much they are have been cursing me with different number that I am crimener that I have dupe they started spoiling my image send crimenal message to all my family member government should ban this people they are scammer

    18. Anonymous
      Pls don’t borrow if the duration is less than a month or two weeks to avoid problems. Secondly please the admin should make it possible for victims to interact and share experiences and advise themselves. Thanks

    19. Please I really need help this people are heartless. I borrow money from this company call somemoney. Before due date the have started calling me that I should make my payment and i told them that I have issues with my bank and I can’t withdraw or do transfer. After that day they sent me a message with my picture on it tagging me as rapist sending it to my family and friends. Please I really need help and I’ll appreciate it if them do something about this loan app. Thank you

    20. I have been working with all this wicked loan apps, I know most of their offices, they are even worst in threatening staffs and cutting off salaries, these people are animals in human form, I know most of them, I will be glad if we can go apprehend them and make them feel the hurt they have caused us, rubbish animals

    21. Please I borrowed money from loan shark,my due date is overdue now, and I don’t have money to pay now, because of that they are treating me daddy I want to go and blacklist my bvn, please government should help me do something about it please.

    22. Am a victim I had issues of redrawing money form my account before I known what is happing the start calling and threatening me, I need help on what to do

    23. Please first nell app should be banned they sent a message to my contacts that I am HIV positive. When I was even telling them that I was dupped. Please this loan app called first nell should be banned by the government

    24. DEAR FCCPC I MOST COMMEND YOUR EFFORT IN BRINGING DOWN THE ONLINE LONE APP IN NIGERIA BECAUSE IT AS REALLY COST A LOST OF DAMAGES TO PEOPLES LIFES.KINDLY TRACK DIS NUMBERS,HER NAME IS BUNMI SHE WAS PAID BY THE ONLINE APP TO SEND DEATH THREAT MESSAGES TO PEOPLE.07064400275,07042419220 AND ALSO DIS GUY FROM CAREFINANCE 09120014972.THIS TWO PEOPLE HACK IN CONTACTS ACCOUNTS SENDING DEATH MESSAGES.DIS SHOULD NOT BE ALLOW IN OUR SOCIETY.

    25. DEAR FCCPC/DSS I MOST COMMEND YOUR EFFORT IN BRINGING DOWN THE ONLINE LONE APP IN NIGERIA BECAUSE IT AS REALLY COST A LOST OF DAMAGES TO PEOPLES LIFES.KINDLY TRACK DIS NUMBERS,HER NAME IS BUNMI SHE WAS PAID BY THE ONLINE APP TO SEND DEATH THREAT MESSAGES TO PEOPLE.07064400275,07042419220 AND ALSO DIS GUY FROM CAREFINANCE 09120014972.THIS TWO PEOPLE HACK IN CONTACTS ACCOUNTS SENDING DEATH MESSAGES.DIS SHOULD NOT BE ALLOW IN OUR SOCIETY.

    26. When it comes to the issue of loan shark apps, I think our government in Nigeria is having a gain out of it, if not,they should have been abolished and and makes them face a wrath of law since many Nigerians have been complaining about their irrational and uncalled for behavior towards the borrowers.
      Some citizens image have been tarnished while some committed suicide because of shame that this nation caused.
      I’m also a victim of loan shark app presently. It happened that some money was needed to treat someone close to me which I borrowed from there apps; hcwallet, gomoni and quick credit with about #4000 as an interest on each for 7days.
      I paid before the due date for the quick credit loan and never apply again while remain the two but after some days overdue, I split the money I had on me for the two apps and fortunately the hcwallet remain #163 Naira while that of gomoni remain #350….but I still used to receive their messages and calls but they almost Jill me with calls and messages, I paid for the two balance but that of the gomoni failed thrice and since then I just shuned it off but not knowing that gomoni has been adding about #500 each day for overdue. Today, I checked and saw #4kplus as repayment amount…..
      Please, government should help us out on all these loan shark apps o because how can we be paying such huge amount as interest on a little within a short period of time which is against the law and yet expecting us paying for the money we didn’t receive piling up as an overdue.

      Nigeria government and concerned organizations should help us out ooo!!!

    27. Loan me app is giving me issues what kind of arrestment is that why would u they be posting pictures just like that simply bcuz am holding debt u start sending my pictures for no reason plss how can I get the government contact the insult is too much

    28. Same here, this loan apps can send someone to an early grave. I took a loan from them and I haven’t defaulted for once but this time around I haven’t been able to meet up, which I pleaded with their agent and did a part payment. Only for me to start receiving threat from them, calling all my contacts and sending my pictures also calling me a fraudster and declaring me wanted.😩😩
      9jacash
      Nonnowmoney
      Naira9ja
      Wekash etc

    29. No kill yourself with overthinking look for the money and pay back avoid shark loans there are goods ones out there that won’t tarnish your image even if you default collect from them ! Avoid loans from True Naira, Oxloan, palmcredit,xcrosscash, easemoni and the likes they r heartless

    30. No kill yourself with overthinking look for the money and pay back avoid shark loans there are goods ones out there that won’t tarnish your image even if you default collect from them ! Avoid loans from True Naira, Oxloan, palmcredit,xcrosscash, easemoni and the likes they r heartless

    31. I guess Government re gaing from this, if not something suppossed to have done, this is very serious mtter, i learnt that some commited sucide as he couldnt meet up due to deformation of character, very sure Government is aware o this

    32. Good day all, what I want to you guys understand here is that, you should stop using app that asked to take selfie 🤳 of yourself or asked for your social media handles. These apps even if you disabled permission they will still use your pictures in their database so they will use it to post you on social media. Secondly, even if you have already done so suspend all your social media handles you can deactivate them all and later reactivate when you pay the up.

    33. Please I dnt want to die.deliver me.from.loan sharks.flash cash, oxloan, they want me.to borroe from mm o TT her apps tompay them.I.was doing ot Inhad to.stop.now.they are.on my nexk.for repaeny.They want to.send to.my cintact.

    34. I’m currently experiencing this with all these shark loans.

      I Mum was down with Breast slump and we needed to operate her 3 times. Which I spent a lot of money. But, later the money could not reach the amount requested for.

      I decided to get my company staff loan. The process was slow and the money was needed urgently. Which I needed to quickly settle the bill.

      I was at the home I started receiving calls and messages, both Whatsapp and SMS. from different apps.

      I decided to download all the apps. They were up to 15appa. But within one app you can see 10 platforms to borrow.

      I decided to start the applications on each apps to see if they will borrow me money.

      They were requesting binding of ATM. which I rejected and left the 15 apps.

      I deleted them and then went ahead waiting for company’s loan approval.

      You can’t believe that they credited me later the next day.

      I saw the money and then used it for the treatment. I later started receiving calls and pay off those loans.

      After paying off all with massive interest over the amount given.

      I then decided not to touch them again.

      Until recently I saw alerts from same apps.

      I called their company’s but they never responded.

      And I left them until repayment. They are all disturbing me now. To pay back the money I never requested for.

      They want to extoit me of another 750,000 when I only got 427,000 from all those apps.

      Due to their threatening I decided to respond to each one them on how to give me time to spread it since there was no agreement.

      They started abusing and cursing. They even called my relatives and contacts.

      Ankcash
      Bellloan
      Moneybag
      Moneyhub
      Cashmall
      Cashcredit
      Osunloan
      CashAce
      Cashkey
      Mintbag

      I can’t remember them all since I have deleted them.

      Please, help us ooo.
      They are making life difficult to people

    35. Am a victim of most of dis loan apps😢
      Early this year, I start seeing messages like “your loan has been approved,login now to finish ur registeration ” seeing all dat made me danload the app and apply for it, though the interest rate are high ,you won’t see all these to choose whether or not you want it, then after applying and disbursing they will now show you repayment amount and date and if you default the agents will start insulting and abusing you with several threats. Some other loan apps that have sent my contacts messages and I have also received unbehalf of other people are Sokoloan, 9credit,easy money, monicash, 9cash, xcredit, cashlion, easycredit,quickcredit, 9jamoney, Ucash,cash credit, kashkash, Ncash, I get messages threatening me from these companies, some that I have used also sent messages to my contacts, they need to be addressed and their extortion, the interests needs to reduce and duration. please help us we are dying, these people are wrecking us, they will make you take a loan with false hopes and get stuck because you have to keep repaying with high interest thereby making you loan from others to pay them to avoid embarrassment. I was so shocked when I heard Lcredit call my grandma last night threatening her that I will be posted on newspaper and arrested for am a fraudster please help us people are dieing,some have even died of depression and all. Even if we want to pay back the interest will have increased times 20of the money you borrowed from them cause the interest keep increasing every day

    36. Am a victim of most of dis loan apps😢
      Early this year, I start seeing messages like “your loan has been approved,login now to finish ur registeration ” seeing all dat made me danload the app and apply for it, though the interest rate are high ,you won’t see all these to choose whether or not you want it, then after applying and disbursing they will now show you repayment amount and date and if you default the agents will start insulting and abusing you with several threats. Some other loan apps that have sent my contacts messages and I have also received unbehalf of other people are Sokoloan, 9credit,easy money, monicash, 9cash, xcredit, cashlion, easycredit,quickcredit, 9jamoney, Ucash,cash credit, kashkash, Ncash, most expecially L credit, I almost commit suicide when I could not pay back there money and seeing all the threat messages they sent to me everyday and all my contacts, they call and message them that am a fraudster and all. I was so depressed😥and blame myself for getting myself into the mess. Some that I have used also sent messages to my contacts, they need to be addressed and their extortion, the interests needs to reduce and duration as well, please help us we are dying, these people are wrecking us, they will make you take a loan with false hopes and get stuck because you have to keep repaying with hig interest thereby making you loan from others to pay them to avoid embarrassment. And I was so shocked last night when my brother call me that Lcredit call my grandma threatening her that I will be arrested and posted on newspaper because am on a run with company money😥 pls help us my grandma could not sleep last night cause she was so scared and all 😭😭 people are dieing,so many have died from threatening
      We will pay just that they keep increasing the money day by day and we don’t even know we’re to start from
      Please help us government

    37. Easy money loan are worst they will start calling your contacts immediately sending them wicked messages pls they are under credit loan app. When you download credit loan app you will see easy money..those people dont have conscience at all they keep on destroying lives everyday

    38. It’s cashbus hicash. They’ve been harassing and threatening my life.beven sending messages to all my contacts. The contact no. Is +234 812 909 3373 joy by name

    39. Sarafa Asifat,.
      Good day, l don’t take any loan from Sure Credit.amd Kashkash has been contacting me via SMS and calls with different number to pay the loan l did not collect from them. These are their number they used different line to threatene. This are the listed, number 09032231191
      07039929323
      09026065253.
      Kindly assist and investigate.

    40. Good morning sir/ma…I’m also a victim of this devilish loan sharks…there’s a time sometimes around late July this year that i urgently needed a little amount to attend to a pressing issue, i applied for a small amount of loan 20,000 to sort out the pressing issue by GFP LOAN…and it indicates that my request couldn’t be processed and I should try again later…to my bewilderment, I later discovered that I was credited by an affiliate loan partnering with GFP in the name of DOCREDIT LOAN LTD…they indicated that the sum of 6,400 was paid to my zenith bank account…to pay back the sum of 10,000 just within the period of seven days…my picture, bio-data,and contacts was posted _ accompanied by several life threatening, image degrading and emotional traumatic messages from different acclaimed agents. A particular guy threatened heavily to make a mess of my information on their system and make sure that was a success story, as I was credited anonymously by this same DOCREDIT (IN THE NAME OF DOCREDIT FLASHCASH). Meanwhile, all this happened after i had paid the sum of 10,000 and deleted their app from my phone.I urgently plead that the CBN,FCCPC,ICIR and other subordinate agencies should help address this matter of urgency on ground as it has demoralised the life of many Nigerians and still counting…Please, save us from this criminals and fraudulent agencies without approval.

    41. This loan sharks are terrible. The earlier they are banned, the better. I was a victim of Addmoney loan APP today. My loan was due for payment yesterday, I made part payment and promised to complete the payment today. To my greatest surprise my friend forwarded scam alert they sent to him with my picture and details. I felt like I should just die. Ve never being humiliated that way in my life. And the fact that they do all this with all sense of impunity.

    42. Hi,
      Am also a victim of these loan sharks,a default by just a day nd my contacts ve been notified?there by damaging my image!nvr defaulted b4 up until nw.I ve evidence of these msgs nd fone nums.used by these agents.
      Pls kindly help to put them incheck…

    43. Please my name and picture including my BVN was published to the public by Zuma cash loan app that I am a criminal and am wanted by the police. My life was also threatened by them I have every proof of it I was told that there’s going to be a post of obituary with my picture I have all the proof for this. I need justice please

    44. AVOID DAMAGES ON YOUR CAREER, FAMILY’S INTEGRITY AND PUBLIC IMAGE.

      ALL CAPTURED AND GATHERED INFORMATION IS AT RISK OF BEEN CRIPPLED FROM 8PM.

      YOU HAVE JUST DEPRIVED YOUR FAMILY THEIR PRIDE AND DIGNITY.

      WHAT A PITY!
      YOU WILL WISH YOU NEVER TOOK THIS OPPORTUNITY FOR GRANTED FROM EASY NAIRA LOANS.

      The message is from this phone number :
      +2349134070340.

      Please, Nigeria government should help us warn them.

    45. Your comment is awaiting moderation
      Gud day to u sir / ma pls I ned help on Angel loan harassment they loan me a loan and due to the poor econmics in d country now am unAble to pay BK by Angel loan has been pulling threat to my life and calling my frnds ND family, ND dey are threaten to post me pls I Ned help they shud stop dis harrasment so I can pay dere money in peace.if I die now how do dey want me to pay. Tnks ND God bless as u intercede.

    46. Gudmornin sir/ma, it about Angel loan they are about to scatter my marriage, They promise to loan me 46000 naira to pay back 49000 at the end of the day Angel loan credited my account wit 34500 for 7 days instead of 46000, where ND how do dey want me to repay d sum of 49000 withthe short duration, now they are calling my husband ND families my marriage is on the edge of destruction, pls sir/ma help me before I slip into depression bcos of Angel loan.they shud give me time ND space to pay BK dere money in peace. ND moreova they are the ones who kip sending msg to loan from dem.

    47. Gud day to u sir / ma pls I ned help on Angel loan harassment they loan me a loan and due to the poor econmics in d country now am unAble to pay BK by Angel loan has been pulling threat to my life and calling my frnds ND family, ND dey are threaten to post me pls I Ned help they shud stop dis harrasment so I can pay dere money in peace.if I die now how do dey want me to pay. Tnks ND God bless as u intercede.

    48. Please I need urgent help,I was on my own when this people started sending me links to apply for loans,I didn’t even know how they got my phone number, now I have taken d loan and due to my business has fold up I can’t pay back but I think it’s just for 5days now but this people has started calling and messaging my contacts with my pictures calling me a fraudster and a thief,I am pregnant and I am beginning to have high blood pressure because of dis people please help me 😭😭😭

    49. Dear Sir/Ma,

      I want to use this medium to inform you about the shame, disgrace and assault that was given to me by a staff of uni-credit by posting the attached as wanted and also calling my mother threatening to block her bank account and telling her that they are going to kill me if I don’t pay them, and all this while the old woman has been put to psychological trauma and why i defaulted was because of my serious illness after getting back on my feet i received threat messages from various WhatsApp numbers and calls as listed below.

      1. 09070298694

      2. 09012501300

      3. 09073194167

      4. 09028634793

      5. 09022522392

      6. 08104650384

      7. 08092293153

      8. 08028205619

      9. 08027170172

      All the above listed numbers are the once calling my contacts, family, friends, and office sending my pictures on social media telling them WANTED after having my KYC. those guys have really cost me much.

      Kindly intervein on the issue so that they will stop putting fear to my old mother and family.
      L-CREDIT ARE THE WORST

      Thank you

    50. Good day Mr chairman! Lcredit as been threatening me over loan I don’t know about ! Calling me every , saying they will kill me , I will go to jail with all sort of harassment. These are their numbers they use different line to threaten me
      08080162178
      012271625
      018883870
      018883868
      07086275440
      08136098881
      07082762573
      09129614769

    51. Lcredit people are very wicked they have been calling all my contacts just because I was one day overdue and they posted my pictures online

    52. Please put an end to this online loan their interest is too much and they also gives just seven days to pay and they don’t have good ways of approaching customers their embarrassment is too much by calling my contacts and laying curse on me because of their money which have already make part payment of the money I borrow just 7000 and am paying back a lot of dept going to 54000 please government should bound this app and their posting my details on social media and internet right now because of them have turn to an hypertensive patient. Please government should to something about this

    53. I have been a slave of loan apps for while, I will borrow from them to solve a problem, then they will send me text messages to borrow from another apps to pay up,this cycle has kept me in perpetual poverty,now I have decided thesolution is to face any humiliation they will throw at me, pay at my own pace and never borrow from them again

    54. Please help me, I only defaulted for one day and Aimloan app has been threatening my life! With my full name, picture and number, and this message is just the least of all the messages they have been sending, including swearing for themselves and their families!😭
      FACE OF A DUBIOUS DEBTOR ON THE RUN.
      Blessing ********** ************ 0*0******** WHO LIVES AND SURVIVES ON LOANS THE PUBLIC IS ADVISED TO DISTANCE AWAY FROM HIM/HER BECAUSE HE/SHE HAS PROVEN TO BE DUBIOUS. AVOID ANY FORM OF TRANSACTION UNTIL FULL PAYMENT IS MADE

    55. Just yesterday June 23 2022, Zuma cash also sent my picture with messages that I am a fraudster who collected money from different company that I am declared wanted that any one who sees me should report to the nearest police. Just bcos I collected 11k to pay back 18k within 7days which they called me to make part payment after due date which I did . And yesterday, they called again that I should make the other remaining payment which I told them that I was expecting salary. The next thing I could hear was when my friends started calling me since yesterday that my picture and my bvn with fraudulent messages were being sent out online by Zuma cash. Please I am tired of these people, government should shut them down permanently for good.

    56. Pls government should help us with dis loan on online difference can off message send send to all contacts thy are fack loan super credi, 9jacash, personal loan, GGmoney,continuous ,Awekash,super loan cash express big interest on not it not a month 7day I didn’t knw may thy think is easy

    57. DELOAN company
      Am also a victim of this loan company. The very day my lian was due i received a call from one of their agent and I explained to him that my mobile app network is bad,five minutes later I began to receive a call from my contact that DElOAN sent a message tagging me a ritualistic kidnapper and fraudster and the worst part was exposing my BVN to t
      People. I wish I was able to lay my hands on one of their staff or get their address.
      Please Nigeria Government should try and abolish this loan app

    58. The loan app I had a bad experience with them after I was scammed online almost 1million…the loan app started sending different messages and pictures to my contacts….all i want is government should just ban or demolish them..

    59. Nextcredit as been threatening me that a police will be brought to my house to arrest me anytime from now, I think government should scrap this apps, they give 7days loan with high interest and they start giving one headache from the 6th day. Of anything happens to me, hold nextcredit responsible for it

    60. I’m a victim of loans sharks too, such as Gocash, vcash starloan, 9jacash, fast money, are all belong to one company call Sokoloan, and xcredit.

    61. Dear FCCPC,

      I trust this meets you well,

      This is to officially report a money lending company operating with the name “DELOAN”

      I took a loan of N10, 000 from them which due date repayment was yesterday. But while I still trying to make my repayment around 2pm yesterday, Deloan Recovery agent by name Essian sent messages to all my contacts alledging that I ran away with the company’s money. They tagged me a criminal, a ritualist and that I am involved in cyber security crime.

      I reached out to another of there agent and they threatened to do worse than what the first person did.

      I have attached information sent to my contacts.

      Kindly note that this is defamation of the Highest order and actions should be taking against them. They said I I’m a ritualist called me all sorts of defaming names.

    62. I’m also a victim of mintloan. they have not only defamed me, the sent threatening messages and exposing my bank details online. please they should be closed down

    63. Nairaplus loan shark email me yesterday they are sending police from the court of law in lagos to arrest me because of 6days loan they gave me. Can they arrest someone?

    64. I received threatening messages and online harassment, from MINT LOAN CASH exactly the same day my loan is to be repaid, i still have all that day to pay up, but they went on around 12pm afternoon of that day and started exhibiting, a kind of Devaluation and Defamation of character, by posting all kind of criminal related messages to all my contacts and to all the social media handles as well. To defame and humiliate me in the public, thus going against Section 391 of the Nigerian Penal Code..
      Here is the messages they send to all my contact
      NOTICE!!!!! NOTICE!!!! NOTICE!!!!
      Name:Ikechukwu Christian Nweke
      Gender:male
      Birthday:*******””
      Age:**
      phone:***********
      E-mail:************””””
      State:***********
      Bvn:**************
      Bvn phone:**************
      Bank name:**********”””
      The above mentioned entity took a loan from mintloan. a loan firm, and has refused to pay back after series of calls and messages, The public is Advised to distance from the above mentioned persons, for the person is known swindler. Failure to pay up now the above persons mentioned will be disgraced and face enormous embarrassment that will bring about disgrace to the face of the public and family. THIS WILL BE POSTED ALONGSIDE HIS PICTURE,BVN,CARD DETAILS AND NIN TO ALL SOCIAL MEDIA PLATFORMS TODAY IF HE FAILS TO PAY WITH IMMEDIATE EFFECT
      NOTE: THE INFIDEL ALREADY HAS A COUNTER MESSAGE CREATED TO DEFEND HIS DISGUSTING ACTS, AIMED TO DECEIVE BUT AS WE ALL KNOW WISDOM IS PROFITABLE TO DIRECT. WE WOULDN’T POSSESS NOR PUBLICIZE HIS DETAILS IF IT WEREN’T VALID INFORMATION
      BEWARE OF THIS DUBIOUS DEBTOR!!!

      We would be glad for the CBN, FCCPC and Federal Government to conduct thorough investigation on this loan app companies
      The harassment and intimidation we are facing over loan is extremely unbearable.

    65. LCREDIT /CASHIGO INTERNATIONAL LIMITED should be the first to be investigated. For me I have logged a formal complaint with the NPF. They gave me a credit limit of N150,000. Being a loyal customer. Within the period of November 2021 to 10h February 2022 I axhausted my credit limit. On the 16th February I repaid them N120,000. to cover about 7 loans and on the 25th February 2022 I repaid N7,000. While on the 26th February 2022 I repaid N23,000. Which completed my repayment to the total amount of the credit they lend me.
      Mind you, the repayment of that N7,000 was automatically debited from my account to Lcredit without my consent but yet up to this day LCREDIT has been messaging me with threats that I have an outstanding of N16.850 that I haven’t settled . My people please simple mathematics with common sense, if you borrow me N150,000 including interest and loan charges and I repaid you N150,000, how much I dey still owe you?? A staff of theirs in name of Miss Justine who claimed to be a manager with them called me and asked me to go to my bank and get them Session IDs for 3 repayments I made, which I did. She later called me to let me know that all my debts has been cleared yet for 3 days now on their App that outstanding they earlier claimed is still accumulating .

    66. I took a soft loan from Ucash to be made in 3 installment, I have done the first one , and paid part of it to Paystack which they said they have not seen ,I have written to Paystack for a refund which am yet to receive, they have reached me and am requesting they have patience for Paystack to refund me then I will add up and pay to Ucash,.

      Ever since I have received treated of blackmail, I requested they should calm down for next week I will pay back, and this amount is very Minal .
      Please the should stop and allow me concentrate and get them their balance.

    67. Yesterday and Today I am a victim of Xcredit and 9credit Bridging my privacy and slandering me as a fraudster even after explaining to them that I’m been hospitalised which affected my ability to pay up instantly…. 9credit even went as far as telling me to pay their money before dieing if I so wish . .. we need Nigerian Government to clamp down on this wicked shylocks without human feeling.

    68. Federal Government should ban this people from operating in our society again. IOMoney is also one of them. They are exhausting people with higher interest within 7 days.

    69. Mintloan, Angel loan, DELOAN, lion cash, sokoloan etc the government should pls act fast on this online apps , they ain’t helping rather killing , how can I be declared wanted for a loan not up to 20k, if u default for just one day the send curses and threats , they even go as far as declaring the person dead , Please help us

    70. HELLO THIS IS L-CREDIT ICT DEPARTMENT

      WE GOT A REPORT THAT YOU ARE NOT RESPONDING TO YOUR LOAN. ACTION WILL BE TAKEN NOW!!!

      BLAME YOURSELF WHEN LIEN IS PLACED ON YOUR BVN LINKED TO ALL YOUR BANK ACCOUNT

      BLAME YOURSELF WHEN WE START SENDING BROADCAST MESSAGES TO YOUR CONTACT

      BLAME YOURSELF WHEN WE START CALLING 300 OF YOUR CONTACT AGGRESSIVELY

      BLAME YOURSELF WHEN AUTOMATIC CALLS IS SENT TO YOUR CONTACT

      BLAME YOURSELF WHEN THEY POST YOU AROUND ON DIFFERENT SOCIAL MEDIA PLATFORM

      MAKE PAYMENT NOW!
      PART PAYMENT IS ALLOWED

      NO EXCUSE WILL BE TOLERATED HENCEFORTH!!!!!!

    71. This is from wicked LCREDIT today:

      HELLO THIS IS L-CREDIT ICT DEPARTMENT

      WE GOT A REPORT THAT YOU ARE NOT RESPONDING TO YOUR LOAN. ACTION WILL BE TAKEN NOW!!!

      BLAME YOURSELF WHEN LIEN IS PLACED ON YOUR BVN LINKED TO ALL YOUR BANK ACCOUNT

      BLAME YOURSELF WHEN WE START SENDING BROADCAST MESSAGES TO YOUR CONTACT

      BLAME YOURSELF WHEN WE START CALLING 300 OF YOUR CONTACT AGGRESSIVELY

      BLAME YOURSELF WHEN AUTOMATIC CALLS IS SENT TO YOUR CONTACT

      BLAME YOURSELF WHEN THEY POST YOU AROUND ON DIFFERENT SOCIAL MEDIA PLATFORM

      MAKE PAYMENT NOW!
      PART PAYMENT IS ALLOWED

      NO EXCUSE WILL BE TOLERATED HENCEFORTH!!!!!!

    72. Please I need you guys contact info, Deloan has been threatening me bcos of the money I owe dem to tell all my contacts I have HIV, of which I don’t, threatening to post it on all social medias I ran away from the hospital can imagine after explaining my situations of how I dupe by an online fraudsters

    73. Easemoni they are threatening and keep harassing me sending me messages and keep disturbing my dm on WhatsApp

    74. Just today cashsea loan app is posing that i am HIV positive nd distrubuting to d general public nd dat am currently on the run.. because of debt . It’s sucidal nd inhuman star loan sokolending company is posting the same pictures. If anything happens to me please Nigerians fight for me.

    75. This loan companies really need to be sanctioned before they will people start committing suicide because of their criminal inhuman act against Nigerians

    76. I’m also a victim of this harassment these people are criminals they give you 10k to pay 17k in 14 huge interest rate

    77. They are all the same, how can you send messages to your debtor’s contacts because the person didn’t pay on the due date. They should be tamed by FG please.

    78. Zuma sent message to me yesterday telling me that they inform the public that I raped a 2 years old girl , can you imagine this just because of 7k

    79. Likes of CASHSEA, NAIJACREDIT, ZUMA CASH, …all this people have ruined alot of people’s carrier…I need a direct phone number where they can be reported…this people are causing more harm than good…I lost a friend due to their Defamation message he got, he lost his job,lost his 5years relationship…out of frustration he die in the hospital of high BP

    80. I money should be the number 1 that borrowed me 4k and start calling on the day of the due payment ,very early so I told the lady y this she insulted my father overt just 4k I make the payment before 3pm anyway my siblings and family member including my colleges weare already called and they called me a Theif ,what a shame on them

    81. My sister is a victim of these loan companies she is currently in the hospital after these people posted her pictures to all her contacts on her phone and her boss sacked her.Please government should do something about these people are losing their lives everyday.MY SISTER IS A Victim

    82. Very useless people,,sokoloan posted my picture that i stiole from them ,am a crimal on the run,for a loan of 8,000 i took,, because i defaulted 1day,,they should shut down this app, infact or the online app, because they are defaming uu

    83. This people made me lost my job lastweek as my India boss was called that I’m owing LCredit. They called me all sort of names. Now I’m home jobless and they are expecting me to pay them. If heaven comes down. I will never you. I rather die in the debt. Loss job and still pay. My wife look at me like a thief. I don’t care again, everyone knows I’m owing a company. So whats the essence of paying back.

    84. Onece they can call any of your contact and your contact reach you. Just ignore the money and don’t pay again. Report to the right unit for breaching into ur privacy.

    85. Pls dis pple are causing a lot of damage in d society nw. A woman in my street borrow 4k to pay 7k in 7 days so dis woman default she paid part of d money an promise to b paying up every day
      Dis useless pple went a head and b disturbing, sending her a threat messages before we cld know dis woman fainted and all are body was shaking quickly pple rush her to hospital.. I beg will 4k treat her or pay her bills in hospital? It letter she told us she borrow from all dis useless loan with bad wicked soul
      Pls govt shld do something else d pple go ruin Nigerians

    86. All dis shark stupid loan need to b sanction…. I don’t know hw my account or some used all my information to collect borrow and collect from due to d fact I lost my ATM card and phone d next I see after retrieve d line I saw a lot of messages of loans on my new small phone I bought dat I shld repaid my loan before noon just like film I was confused
      Depress I don’t know wat to do Immediately I was looking for d way to block every of my information bt d demage is done already… I tried to pay up bt d loan is tu much I can’t kill my self
      I just told dey shld do wat ever pleasing Dem… Dis mad pple shld b sanction else dey will give pple hypertension

    87. Easy credit,cash mall and Easy cash has been threatening to contact everyone on my phone,and even block my BVN…
      Please rectify these….they keep adding dubious interest daily to what I’m owing

    88. Am also a victim of this fast money soko lending company they have posted my pictures everywhere, they said am a thief that I stole money from them and ran away please help me to do something about it thanks.

    89. Good morning,
      I’m adewale, I received a threatened message from solokoloan and of which I have made a repayment of 15,800 out of there loan, instead of them to call and confirmed, they started posting my picture around the neighborhood which is unlawful and I send this message to bring it up to the notice sir, because this acts is unbearable.
      Thanks very much

    90. Am a business i loaned money from EASY CREDIT. They now begin to threatens me that will block my bvn and my picture to social media. I was telling them to please give me sometimes. Business is not moving. Thanks

    91. Please Help Nigerians
      This is the Message DELOAN sent to me that if i refuse to pay them they will send this messages to my contacts dafulting for just 1day please cbn should look into this issue
      “DELOAN USER

      it’s pass 2pm and your payment has not been made, the system will forward messages to 100 of your contacts along with this message.
      This is to inform the General PUBLIC that (your name)
      with Phone No: (your number)

      As tested positive to HIV/AIDs, and escaped from the Healthcare facilty with the mind set of infecting the public. kindly avoid her and contact the nearest Police station or healthcare center so you can be apprended and taken back to the care center.
      Public Health Nigeria,
      HIV/AIDs Department
      Abuja

      if your payment is not seen BEFORE 3:30PM
      don’t say you were not told and don’t dare us!!!!!!!!!!!!!!!!!!!
      from DELOAN

    92. i also have faced same thing, i was almost down for some weeks, calling my relatives and people i haven’t heard from for ages stated calling me asking if i used them.. this is really frustrating i heard of someone who almost wanted to commit suicide because of all this loan company… please something has to be done… we all need someone to stand for us.

    93. I am being hounded by xcredit, lcredit, Imoney, and New credit. I have paid them all, but yet, despite sending several messages and proof of payment, they just ignore añd keep on threatening me.

    94. Lcredit has been threatening my life and sending out untruthful information to all my contacts calling me names just because I defaulted once after over 5 transactions with hiccups.. I pleaded with them to give me extension but they went all ahead to send messages to over 300 of my contacts threatening my family and friends. Please help me o

    95. Wow! I’ve been pressured by Aje Loan, despite the fact that the loan was due yesterday and this is my Sec transaction with them, I’m so surprised to receive a threat this morning.
      I’m not even complaining about the Shylock interest rate or the pressure mounted a day before the due date, I’m really shocked by the threat today.

    96. Lcredit are very inhumane and bunches of thieves they stole from me and yet kept sending messages to all my contacts that I collected loan and am a chronic debtor and fraudster please who does that? To cut the long story short I finally knew who used my information to collect that loan but when they called I told them I’ll find a way of sorting them out but before I know it am basically everywhere am a celebrity in a wrong way people calling me left right and centre for what I did not do ?? Now in God’s name they still sent messages to me today threatening me and obviously they’re all expecting me to pay with all this deformation of character??? My question is can I have a petition against them? Can I charge them to court?

    97. BEWARE OF (full name ***********)
      (Age ** )YEAR-OLD THIEF AND A CRIMINAL ON THE RUN WITH THE COMPANY MONEY WITH PHONE NUMBER (***********)
      KINDLY INFORM HER TO GO PAY THE MONEY SHE STOLE FROM OUR COMPANY IF HE DOESN’T WANT PROBLEMS FOR HIMSELF AND HIS FAMILY MEMBERS. HE IS ON THE RUN WITH THE COMPANY’S MONEY AND WE WILL KEEP BROADCASTING HIS DETAILS UNTIL THE FULL PAYMENT IS MADE. KINDLY TELL HIM TO MAKE PAYMENT NOW OR HE WILL BE PROSECUTED AND JAILED.BE WARNED

      LCREDIT.

      They sent the message to me twice with different names.
      These are the phone numbers that sent the messages, if needed.
      09131554989
      07035005483
      These people are too desperate to ruin many lives

    98. BEWARE OF (Full nane***** ******)
      34-YEAR-OLD THIEF AND A CRIMINAL ON THE RUN WITH THE COMPANY MONEY WITH PHONE NUMBER ***********
      KINDLY INFORM HER TO GO PAY THE MONEY SHE STOLE FROM OUR COMPANY IF HE DOESN’T WANT PROBLEMS FOR HIMSELF AND HIS FAMILY MEMBERS. HE IS ON THE RUN WITH THE COMPANY’S MONEY AND WE WILL KEEP BROADCASTING HIS DETAILS UNTIL THE FULL PAYMENT IS MADE. KINDLY TELL HIM TO MAKE PAYMENT NOW OR HE WILL BE PROSECUTED AND JAILED.BE WARNED.

      This was received from LCredit this morning

    99. A friend of mine has been sanctioned from his work place for this fraudulent acts of this sharks loan companies

    100. Sokoloan refused to desist from unprofessional act despite the sanction.
      Where are we going in this country for God sake????

    101. A SHAMELESS CHRONIC LOAN FRAUSTERS NAME; **********
      PHONE NO 8**********

      IS ON THE RUN WITH THE COMPANY”S MONEY. HE COLLECTED FROM DIFFERENT LOAN APP COMPANY AND HAS NOT PAID IT BACK, YET IGNORING CALLS, NEITHER HAVE HE SHOWN ANY COMMITMENT TO REPAY, PLEASE KINDLY ASSIST TO GET ACROSS TO THEM TO REPAY, TO AVOID BEING TREATED LIKE A FRAUDSTER. THANKS.

      Something needs to be done very fast before these people ruin the future career of promising Nigerians.

      I just received this from Gocash of Sokoloan this morning on behalf of a friend with his full name and phone number written bold.

      Something tangible needs to be done very fast

    102. It’s like this loan apps agents have added robbery to their business. I was robbed sometimes last year and my phone, ATM’s and other documents were taken. This year, my contacts started receiving messages from some online loan app (LCredit, XCredit etc ) threatening and tagging me as wanted. I also have received messages from LCredit threatening to block my BVN because one person (name withheld) used my name and number as referee and this is someone I don’t even know. I think government should do something about these loan apps.

    103. I guess my own case is different.
      I applied for a loan and was paid into a wrong account without verifying account details. I complained and nothing was done. I even paid part of the loan but aimloan want me to pay everything first. Even my account officer did not support I pay a kobo.
      The worst part is they sent messages to my contacts.
      I’ve sent mails to them even to google play store.
      What can I do about this situation

    104. TO THE GENERAL PUBLIC!!!!
      (Name………* with phone number 08……… is a chronic debt defaulter and a person who should not be trusted with money.. He/she took a loan from our loan App LCREDIT and has refused to pay. He has less than 2Hrs to make payment and clear his case with the company by making his full or part payment on or before 12:00PM Today 17th of january 2022, else he will be dealt with and as well be published on all social media platforms and local news papers if by exactly 6 PM Today a payment is not received.
      His BVN will be restricted among other unpleasant actions… he collected a loan of (#184150.00), and have refuse to pay, he has refused picking up calls and not responding to messages.

      Kindly help us broadcast this information so that others won’t fall victim. His exact Address, BVN, NIN and that of his guarantors with reference numbers will be sent out soon.

      Best Regards
      Afolabi Yusuf
      Fraud Experts..

      This money was paid since October 2021 and they were unable to clear it up from their dashboard for about 2weeks due to their server down.
      They contacted me after 2weeks that they received my part payment and I should go and clear up the outstanding which is accumulated interest and I refused.
      To my greatest surprise, sometimes last week one Mr Charles called me to go and make my outstanding payment or else I will be dealt with.
      This is what they sent to all my contacts this morning

    105. I was robbed at gun point and they even took me with them on their car and took my atm and everything
      My family got different calls from loan apps that I took online loan and I try explaining to them that I did not
      They won’t listen
      They are harassing my contact because they said they can’t reach my number
      All my family knows what happened so they are ready to face them

    106. I am a victim to the loan shark lending houses, they are destroying my image by calling me names, I have been paying them for some time now, just that I am facing some financial challenges now which I have explain to them and I will pay them back their mloney I just need a little more time, but they went on sending nasty messages about me to my contact, please help us stop this people, we will pay them their money, but embarrassing one publicly is not cool.

    107. I am a victim to the loan shark lending houses, they are destroying my image by calling me names, I have been paying them for some time now, just that I am facing some financial challenges now which I have explain to them and I will pay them back their money I just need a little more time, but they went on sending nasty messages about me to my contact, please help us stop this people, we will pay them their money, but embarrassing one publicly is not cool.

    108. Silence is the best way to deal with them, let them keep defaming and bullying… I don’t fucking cares 🤷🏿‍♂️

    109. It’s those who doesn’t know their rights they will be bullying, as for me, I am dealing with Lcredit and OKASH since last year. After tagging me a fraudster and you expect a criminal to pay back what he stole

    110. I’ve been dealing with lcredit for more than 6 months and I’ve never defaulted for once,things get hard for me but I tried to pay up the little money,only for lcredit to start sending derogatory messages to my contacts telling them all sorts of rubbish about me with my pictures attached, telling them that I took a loan from them that I’ve failed in life,and blah blah blah.i’m not paying them again because I’ve lost more than i owed them,and the last time I checked,owing debts was never a crime in Nigeria

    111. I just graduated ..during my final year in school, all my sponsors left me..I was truly stranded..it was in this period a friend of mine introduced me to this lending platforms, Lcredit, Palmcredit, Ajeloan, xcrosscash, Lcash, Truenaira, Kash kash, Okash, nairaland, Fair money, carbon among many others.. Even with many faithful repayment , some among this apps, chose to disgrace me after a late repayment…they scrutinized my phone until it began to malfunction, they threatened to sue me, sent all kind of messages and regular calls to all my contacts claiming I used them as guarantors..the threatened to block my bvn and arrest me stop me from traveling outside the country, threatened to even attack me…even though I was paying off gradually…things are difficult, people need means to survive, if this baits are pined and removed it will be great

    112. Truly, our government needs to do something to shut all this loan sharks down. They keep on lying to customers in order to put the in difficult situations, someone you borrowed 10k to repay 14k in six days, you even said you want to relieved people and borrow them 30k to repay 40k plus in six days… Even our trusted bank can never operate in this way.. If anyone defaults you start calling them names. Am also a victim of many of them in which they have been threatening me of public shame and insulting me despite the facts that the interest many of them habe collected from me is bigger than what they are troubling me for. Starloan even mistakenly send 10k to me twice which is 10k to repay 14500, i told t he m i dnt need 20k but the told me i must pay 29k for 20k in six days.. Is it my fault for double transactions? Though, i can not let their threatening kill me as am just recovering from the shock i had while struggling to repay them… Is either they give me more tenure or they continue to do what they know best (public shaming) but once any of them insult or send msg to my contacts… They might end up collecting nothing from me again as i am already depressed. The right bodie_ should please address this as many people are suffering silently.

    113. Federal Government need to check the activities of IMONEY, DELOAN,MINLOAN , they have termper with my privacy by sending my picture to my contacts.
      Please sanction them before they ruin nigerian lives

    114. Federal Government need to check the activities of IMONEY, DELOAN,MINLOAN , they have termper with my private by send my picture to my contacts.
      Please sanction them before they ruin nigerian lives

    115. Dear All,

      Its so appaling each time you online loans all sokoloans apps, Ncash, 9credit, cashlion, and the likes , defame ones character by calling the person a fraudster and some other abusive languages. I wonder why you kept on giving such person loan even after your uncultured insulting and embarrassing messages , it simply shows that the loan you also give out is from a fraudulent source or a diabolic source. Infact you have turned many Nigerian poor citizens to become poorer through your excessive wicked interest .

      I am putting it to you this time that you have equally defaulted by breaching the 3rd party agreement on your agreement policy. And i am ready to sue your organization for constantly forwarding such messages and pictures, to contacts who are not even involved with the loan process, by going into their privacy disturbing them with your fat lies , dehumanizing the victims and after which you still want to take back your loans. I promise you i have no dime to pay back as you have already defaulted in return. I have also reported you to the necessary legal authorities that you purposely give out loans just to frustrate the poor masses also shortening their life span in the process.

      Find a more respectable ways of recovering your loans back if trully you are sure of how you also get the funds you loan out not being violent. It takes a thief to know a thief.

      This time i am equally ready to go in the legal way with you all, ENOUGH IS ENOUGH.

      OGE

    116. Thank you for your platform.

      I recieved a threatening message and disturbing message from Star loan owned by Soko loans .

      They also sent it to my aged parents .who have not been able to sleep all night.
      They put a picture of my brother without his clothes on and his phone number .this is the worse memory for my aged parents They are so scared of the threats .
      This is the number of their collector sending the threats 09135518964.

      Please this has to stop my people. Homes are breaking .Aged parents are hypertensive just because of a 10,000 naira loan .why involve the parents .

    117. Sincerely, most of those loan lenders are not obeying this law at all. Their Agents are mostly of bad character because of what their employers had instructed them to do to customers in a bid to get their money collected. This is so common to Soko Lending companies. Star loan has been holding my money for over 2 months now. They have refused to get my money refunded. Honestly, they need to be put under check and sanction for violating the government law. They are not doing fine at all. It is not advisable to patronize them. Our Banks should rise up in this regard and save the Nigerians from these lenders that are mostly the Chinese people.
      Thank you.

    118. Please send your testimonies to [email protected]..I am also a victim of Soko lending company with subsidiaries GOCASH, SOKOLOAN,FAST MONEY,9JACASH,GOCREDIT and the rest..9CREDIT, LCREDIT, LOAN NAIRA, IOLOAN, NAIRALOAN, EASYCREDIT AND OKASH should be investigated.

    119. It beats my imagination to the level in which the NIGERIAN GOVERNMENT whom should be protective of its citizens allow the level of Fraud, dehumanization and illegal business practices by these loan sharks violating financial laws continue to operate in the country. As a victim of defamation from Lcredit and false claims tagging individuals fraudster, criminals on the run and even going ahead to use the name of the Nigeria Police in attempt to satisfy their did. I am shocked that despite the messages, recorded calls, and evidence provided by numerous victims the government is still dragging about the subject. i guess when individuals now make this company staffs targets or even proceed with tracking of the company addresses and burning every living thing to structure down instead of committing succide the government will now sit up.

    120. Lcredit is probably practicing geometric financial fraud through what they call loan to Nigerians. I am a teacher , I started collecting money from them due to the corona virus lockdown. Lcredit is terrible. The way they operate, if you don’t have money to repay, you will consider suicide after they might have destroy your reputation by calling and even threatening your contacts that are stored in your phone. Lcredit will adertise 90days loan and when you have given all that they required, they will only borrow you money for 15days and they will not go above that date no matter the number of time you borrow from them without default. They milked my finance to the extent of forcing me to go and borrow for their repayment.

    121. I borrowed money from Lcredit when i wanted to pay their network is not okay,when the money due i wasn’t able to pay because I was in the hospital,I explain myself to them that i give birth with Caesarian section and I was unable to work that they should give me sometime that i will pay them they are calling me names

    122. Am a victim of embarrassment I borrowed money from Lcredit.I was yd that if don’t pay in time they will block my Bvn and send message to my all my contact I told them they should give me sometime that I just give birth with Caesarian section and am at home I don’t work.

    123. I borrow money from Lcredit that they should give me sometime that i just give birth baby by ceaserian section

    124. Am a victim of embarrassment I borrowed money from Lcredit.I was yd that if don’t pay in time they will block my Bvn and send message to my all my contact I told them they should give me sometime that I just give birth with Caesarian section and am at thth

    125. Am a victim of embarrassment I borrowed money from Lcredit.I was yd that if don’t pay in time they will block my Bvn and send message to my all my contact I told them they should give me sometime that I just give birth with Caesarian section and am at th

    126. If you have been a victim or you know someone who has been a victim tell them to go to Google play store, click on the particular app, click the 3 dots by the side and flag as inappropriate, stating their experience with the loan app. We can bring them down if we do the numbers

    127. I know of someone who they just shared his contact with messages that are not good at all
      God this people need to be checked oooo they no dey try at all oooo

    128. Nkash, Fast money, 9ja cash, GoCash, 9credit, Okash, KashKash, EasyMoni, EasyCredit, Easemoni, Cashpal, ForNaira, EasyNaira, NowCash, NextCredit, Creditall, Okaynaira, Sokoloan, Newcredit, Quickcheck, Lcredit, LoanNaira, Xcredit, iMoney, Ajeloan and Creditloans.

      These platforms have all been used and from a personal experience, they should be investigated properly. They tamper with customers private details, send defaming messages to contacts and even victimize the people they are sending these messages to. Even banks do not act this way. And whatever they are doing in these apps, are not in accordance with the directives from CBN, that of which I am very sure of. They would give you a 7 days loan with very high interest, and they start counting 6 days for you. Just a day overdue, they are already sending threats and defaming messages to contacts. This can push someone to commit suicide honestly. First of all, this 7 days loan thing they give should be scrapped, if they have any issue with any customer, they should be able to reach out to the persons bank so their account can be on minus till the money has been fully repaid not damaging people’s reputations in the name of work.

      I am typing this message from a place of hurt and the pain these sharks have caused me. I stand naked today as I type this message… from the owner to the workers and to anybody that is affiliated with these sharks – It shall never be well with you in your entire life. You will live a life of pain and disgrace. Just as you have tarnished the image of thousands – yours will be tarnished and ruined right before your very own eyes. You all will have a very terrible financial challenge that will ruin you and your family and help will not come from anywhere even loans will not be able to help you. For the pains you have caused lots of innocent Nigerians who have fallen prey due to their different situations, for all the tears shed because of you – this prayer will stand forever, Amen.

    129. Am a victim of this loan companies too. I borrowed from sokolending . Before due date they started harassing me with intimidating messages as far as going into my contact and sending defaming messages. These companies need serious check and fine for their unscrupulous activities and violation of human rights. Thanks.

    130. I am also a victim of harassment , the same soko lending forwarded my picture and messages to my contacts telling them not to do any monetary business with me.

    131. I didn’t take a loan but a particular loan company which I believe is known as Kash kash has been contacting me via sms and calls saying that someone(i won’t put a name) took a loan from them and hasn’t repaid it that they would hold me accountablelelelelele and even went as far as threatening me.
      I couldn’t stop laughing and wondering why a company that says it’s genuine would do such a thing. This companies are just interested in collecting the huge interest they place on the loans.

      And least I forget, isn’t it a criminal offence to collect a persons private details or contact list without his/her permission?
      And to think they have the mind to message the individuals contacts and to send such defamatory messages.

      We need to put this companies in check.

    132. I am tired of this life, i borrowed loan from this loan sharks because life was so tough.. Had i known i wouldn’t have done so. They came to me with juicy offer, i ended up borrowing loan from them, i couldn’t meet up and they start sending threatening messages to me and my contacts, every of my contacts where calling me asking me to go and repay their loan, they went as far as posting my pictures to the internet, no body is willing to do business with me because they paint me as a fraud who is on the run.
      I ended up running to one loan sharks to another to repay off debts that kept increasing day by day with high interest..
      Soko lending, Go cash, Xcredit, kash kash, fast money, Get cash etc are after me, i don’t even know where to run to anymore, i tried paying small small but they won’t let me be, i feel like dying.. Please help me..
      They have access to all my contact.

    133. Opay also gives loan to their agents with high interest rate.
      They give you loan and start deduction every day still the due date.
      They don’t care if you are able to meet up with what you collected the money for.
      Please they are to be investigated for they do services that financial service providers are not doing.
      They loan interest is to high and difficult to pay.

    134. Nobody has mentioned Moneyloan, they will tell you, you can borrow 50,000 the they will send 20,000 to your account and ask you repay 65,000 in 7 days, you won’t see all these to choose whether or not you want it, then after applying and disbursing they will now show you repayment amount and date and if you default the agents will start insulting and abusing you with several threats. Some other loan apps that have sent my contacts messages and I have also received unbehalf of other people are Sokoloan, 9credit,easy money, monicash, 9cash, xcredit, cashlion, easycredit,quickcredit, 9jamoney, Ucash,cash credit, kashkash, Ncash, I get messages threatening me from these companies, some that I have used also sent messages to my contacts, they need to be addressed and their extortion, the interests needs to reduce and duration as well, Ucash Alicash gives 5 days for repayment, that is so unfair, please help us we are dying, these people are wrecking us, they will make you take a loan with false hopes and get stuck because you have to keep repaying with hig interest thereby making you loan from others to pay them to avoid embarrassment.

    135. I’m a victim of harassment and intimidation . The so called customer care or account officers has no manners and are not cultured and also not guided with their utterances. On daily bases they keep increasing the money owed against the initial agreement to their own benefits, buzzing your line even in the middle of the night.

    136. Soko company FAST MONEY, should be prob for Defamation of Character. Alone of #46,000 I collected from this company which over due for two days with interest, See message that was sent to all my contacts. Attention Attention Attention, my name and two phone numbers. That am acting dubious towards an overdue loan Repayment and refused to pay, until full repayment is made he/she should not be trusted with any form of transaction.

    137. Soko company FAST MONEY, should be prob for Devaluation of Character. Alone of #46,000 I collected from this company which over due for two days with interest, See message that was sent to all my contacts. Attention Attention Attention, my name and two phone numbers. That am acting dubious towards an overdue loan Repayment and refused to pay, until full repayment is made he/she should not be trusted with any form of transaction.
      This is a loan that’s 2days overdue with interest.have paid their money and I want Soko company to provide the person that did this.

    138. If you’re leaving some amount of money in your account they will withdrawn the money from your account which is not remitted as part of the money you’re supposed pay back as part of the lian

    139. This had been too obvious with Xcredit and L credit,the day I was supposed to clear of their loans I was a victim of one chance robbery ,I personally explained my predicament to what I was going through yet they went into my contacts and started calling friends and relations that I’m a fraudsters, thank be to God I have paid all their charges after some days now I need publication apology from this company

    140. From their 1% increment, it has suddenly rose to 2% Increase. Please help us. I tried to pay but their network was down. They’ve called everyone and labeled me a criminal

    141. If I’m called to speak of my challenge, i will be very happy..
      I requested for a loan with LCREDIT which was to be paid within two weeks. After crediting my account with amount lower than what we agred, which was not funny at all. Two days to the dued date for refund, the platform was down and so i coukd not traced the menu where i can get details to pay the due loan. But on the due date i was called late in the night knowing that i can go to the bank to do any offline transactions. In summary i was accused of running away with company money. My contacts were hacked and my relatives being threatened, this was after i had already over paid in the money and up till today LCREDIT have refused to refund my balance of 3k and the threat from LCREDIT agents of dealing with me if i kerp on disturbing them over the money they did not forcefully collect from me. I really feel bad that i csn place charges on them for character defamation. I ferl very bad, let LCREDIT refund my 3k.

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