1. A lot of loan apps do these. It starts with them giving you loan offers with ridiculous interests and short term of 5 or 7 days to repay. And even when they give you 7 days to repay they message and start harassing and threatening you on the sixth day as if your loan is months overdue and you have no intention of paying back. They would even go as far as sending messages to contacts with your bvn, phone number, full name and all. And the installment term never changes, you can’t pay to extend the time, you can’t get more than 7 days even with good repayment history, and you have to deal with threats and derogatory messages from their agents even before the due date reaches, you always have to repay the amount in 7 days whether it’s 500k or 1M you collect, you will still sha pay it in 7 days. It’s not reasonable! The apps in particular I know that does this is
   -Daily Loan

2. I also had similar experience with KUDICASH.
   They are on playstore known as Kudicash for a safe and reliable loan.
   I wanted to give they a try after seeing their Facebook ad offering a business loan with a low interest rate over four months. Despite my initial hesitation due to past experiences, I eventually decided to apply. After downloading and entering my information, I was granted a 4,000 loan to be repaid in 5 days, but they didn’t specify the repayment amount. To my frustration, I received only 2560 late at night, after securing funds elsewhere.

   Adding to the issue, the money was sent directly to my GTBank account, not their dashboard, making it challenging to return. When I attempted to refund, I struggled to find the process. Despite my efforts to contact them, it took two days to successfully refund the exact amount.

   Now, more than two of their agents have been incessantly texting ND calling, cursing, and threatening me, including ominous warnings to “wash my back.” 😭😭

3. On 17-11-2023, I received a text message and a call from a Cashfarm agent offering a business loan with a low interest rate over four months. Initially disinterested due to past experiences, I reluctantly agreed under the condition that if their terms differed, I wouldn’t proceed. Despite my concerns about the loan app not being on the Play Store, the agent assured me it was safe. After downloading and inputting my information, I was granted a loan of 6,000 to repay 10,910 in seven days. Realizing my reservations, I contacted the agent, informing them of my decision not to proceed and that the 6,000 remained unused in their dashboard. Despite multiple attempts to reach her, the agent read my messages but didn’t respond or answer my calls.
   Now they are going about sending the message I will be attaching below to all my contacts
   “Ukeme Ayadu Sunday(0905-5-3-9-) a WANTED CRIMINAL, she kidnapped a 2yrs old baby, and sells human shaved hair to her RITUAL CLIENTS! SEND AND REPORT TO SAVE LIVES!

   I’d like to pursue legal action for defamation of character. Despite my attempts to communicate the consequences of their actions through calls and messages, they blocked me instead of responding. How can I make them accountable for their actions? Your assistance would be appreciated, Sir/Ma.

4. Interesting article on the delisting of loan apps from Google Play Store by the Federal Competition and Consumer Protection Commission (FCCPC). It’s good to see regulatory bodies taking action against predatory lending practices that can harm consumers financially. Hopefully, this move will help protect users from falling into debt traps and promote a more responsible approach to financial services in the country.

5. My loan of 5k was one day overdue i was surprised to get message that was threatening me i was surprised cus that not the first time my loan have been overdue before little did i know they have been ban from play store

6. My loan of 5k was one day overdue i was surprised to get message that was threatening me i was surprised cus that not the first time my loan have been overdue before

7. Omo na them sabi, everyone know say the country hard, but for these loaners they’re evil. God forbid. Like this eh, I no dey pay shishii 😒😏. Rubbish people😂😋.if you are still worried about them or what they will do to you if you’re owing them, sorry oooo 😂🤣na u sabi, that’s to your own detriment. Do not mind whatever messages or threats they send to you on daily basis. Most of those loaners are fast killers, crooks, life hunters and real time scammers. Like this eh……. Am owing about…. of them😌, but I no dey pay shishii 😒 it’s over a year and some months now since overdue and none of them were able to call or send messages to my contacts and post my pictures anywhere. They are even tired of calling me😌😏.Dem dey crase. If you wish to know how to deny them access and how to clear your contacts and data from their server send me a DM on WhatsApp @09151977310. But if you’re one of their agents and you disguise into my DM, let me not swear for you and your smartphone shaa 😏. Nonsense people.

8. Hi.pls I would like to report some loan sharks. Their agent has become something else to the public. They cursed,embarrass,harass and even threatened to call the loanees contacts and even placed her picture on social media.These are the list of the loan app
   Palmcredit
   Xcrosscash
   Get naira
   Naira plus
   Fundy
   Easy Money
   Palmnaira
   Easy kash
   Oh money
   Ucredit
   Aje loan.
   Pls help us do something about it because so many people has committed suicide because of their threath.

9. Hi every one experienced threat and numerous harassment from their agents who doesnt have any manners at all..saying vulgar language and threatening us that they will post the pic and ids in social media ..why are they doing these type of practices…due to late payments and minimal amount of money . The nerve to shame their client..pls do something about this and i hope they will be permanently banned at the google store or app store
   Here are the list
   Pesohere
   Peramoo
   Cashme
   Valley loan
   Cash peso
   May pera
   Pera for u
   LPESO
   EASY JUAN
   MF CASH
   PESO PLUS
   PESO ZONE

10. Hi every one experienced threat and numerous harassment from their agents who doesnt have any manners at all..saying vulgar language and threatening me that they will post the pic and ids in social media ..why are they doing these type of practices…due to late payments and minimal amount of money . The nerve to shame their client..pls do something about this and i hope they will be permanently banned at the google store or app store
    Here are the list
    Pesohere
    Peramoo
    Cashme
    Valley loan
    Cash peso
    May pera
    Pera for u
    LPESO
    EASY JUAN
    MF CASH
    PESO PLUS
    PESO ZONE

11. Hi. I would like to report the following online lending apps for their harassing texts and calls and also for accessing our phones without prior permission. May they be banned from google play.

    1. Moca-moca
    2. Phpocket
    3. Valley loan
    4. Lemon Loan
    5. Ipeso
    6. Opeso
    7. Lendease
    8. Pinoy peso
    9. Peramoo
    10. Cashme
    11. Madaloan
    12. Madaliloan
    13. Pesoloan
    14. Pautangpeso

    They have been contacting all our contactlists from our phones which they have hacked and they have been texting us very abusing words during collection.

    Thank u

12. Thank you for this reportage. I can reliably inform you that Swift Money is still on Google play Store because they still run ads on some Digital Mining apps. In less than 30 minutes ago, they still run this ads. On Saturday, I still downloaded the Swift cash app. Though I didn’t open it till I read this report. Also, NNMoney & Flypay still run ads on Phoenix Newd. Please verify. Even the existing loap ap still ask permission to access contact, messages, photos on customers phone before granting them loan.

    Thank you

This site uses Akismet to reduce spam. Learn how your comment data is processed.