THE Executive Vice-Chairman/Chief Executive Officer of the Federal Competition and Consumer Protection Commission, (FCCPC), Babatunde Irukera has vowed to address the way loan apps obtain and download the phone contact list of customers.
Irukera who spoke in a Twitter space organised by The ICIR on how fintechs shame, and threaten customers over loan payments, stressed that the process was unlawful.
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He said, “One of the key issues we are addressing is the application process that allows the apps download contacts. The telephone number is your own proprietary information.
“That is one of the issues that must be addressed. There is harassment, coercion, and threats in violation of the FCCPC act. The act prohibits the use of physical force, or unfair tactics in the conduct of loan recovery.”
Join me in my Space! https://t.co/OfLHqpcVSl
— The ICIR (@TheICIR) May 27, 2022
Also speaking at the event, the Head of compliance, Gabs Financial Services, Oyelowo Ayodeji said that his organisation vets customers before giving out loans to them.
“Loan disbursement isn’t the end game. It is the easiest because you can easily put up an app to give loans. The end game is the recovery of the loan. What is important is your business model for the recovery of loans. We don’t give out loans to everyone and we do our personal investigation before giving out loans to people. We have a specific target market to give out the loan.”
Going further, Ayodeji said that his organisation conducts checks to assert that the customer can pay back what he gets.
He also added that the firm signs a contract with the customer and employer of the customer to make sure loans are recovered.
Last month, digital rights experts criticised the Nigerian Federal Government for allegedly failing to protect Nigerians from the activities of loan sharks.
A researcher and co-founder at Tech Hive Advisory, Ridwan Oloyede, said the space of digital lending had become “a complete mess” as loan sharks had succeeded in blackmailing people from low-income households.
A programmes officer at Global Rights, Moyosoreoluwa Oluwasegun, said the nation had failed to get its act together “and that is the reason why these loan apps continue to operate with impunity.”
Oluwasegun said, “The government announced a decision to delist some of the apps from Play Store, but what we find happening is that there are some loan apps that the government is unaware of. What we have now is that some of these loan apps reach out to you via Whatsapp due to gaining access to people’s information, baiting you to download the apps and borrow money.”
He noted that the companies were targeting people at the bottom of the pyramid, whom he described as not having enough to live by.
An ICIR report revealed that this act of shaming people publicly clearly violates Article 2.2 of the Nigeria Data Protection Regulation (NDPR), which bans illegal data sharing with third parties without a legal basis.
In the report, The ICIR reviewed the terms of service of some loan apps hosted on Google Play Store. These included NairaPlus, EasyCredit, TrueNaira, GoCash, CashLion, FairMoney and LCredit.
They all failed to disclose to users downloading the apps that their rights of access to users’ contact lists would be shared with third parties if they defaulted. This did not conform to Google Play Store’s policies.
Here is the link to the twitter space.
Experienced Business reporter seeking the truth and upholding justice. Covered capital markets, aviation, maritime, road and rail, as well as economy. Email tips to [email protected]. Follow on Twitter @theminentmuyiwa and on Instagram @Hollumuyiwah.
Palm credit threatened to broadcast my name on all my contacts so as to blackmail me on loan I did not click on “get loan”. I have paid in full their money and told them I will pay their over bloated interest. Please, come to my aid
I borrowed money from Cash tree, and sadly I fell on some financial challenges. I explained that the money I was expecting has not come. I would pay back. But the are harrasing me, treated to call all my contact and send my picture as a fraud star. I don’t like this, it’s not nice. They should show some goodwill and not embarrassed people like this. Something should be done about this please.
Good afternoon sir/ma ,pls in wanted to report cash ace and credit box to you sir is true I brown money in the two app which I paid then back with the alc on there box which wema bank and I have evidence to prof the payment which then started to be harrasting me starting cal my pole
I will not rest until cashrun and cashtree apps are banned. They are fraudster, robbers, intimidators, mannerless, not civil in their conduct. They are capable of setting this country Nigeria in ablaze. Corrupt, they are pathological liars in all their dealings. All Nigeria should avoid them.
Cashrun and Cash tree Apps should be banned because they are fraudster
CashRun and Cash tree apps should be called for questioning and be banned from operating online loan operators coz they are fraudulent. I may not be saying any other complaint different from others. Same complains. they will tell you to offer you about 45,000 to pay back 48,000 and what you will receive is 33,600 and they will now task you to make a repayment of 48,000 within one week with all pressure and insult. Where on earth will a bank or an individual loan house collect about 42%-45% just within one week? This is broad daylight robbery. I called on the federal government agencies who are mandated to oversee such functions to wave into this matter otherwise we would not stop here.
I wonder why Palm Credit is allowed to operate in Nigeria. First you give a your loans with highly criminal rates, but the worst is that additional interests starts padding up before the expiry date. They give you a months loan with very high interest, then start generating additional interests everyday after 2weeks of inception. When you ask why, they will tell you that your payment was divided into 2 to make it easier for you even though you chose 1 month period knowing your income plan. So by that one month, you are expected to pay additional 85% of the received loan. If this isn’t cybercrime, I wonder what is?
Camelloan app are scammers ooooo after paying back the amount they sent me which I didn’t use they calling my contact saying that am a thief that am owning them #11,050 I even sent proof of payment the money was disburse to my account. Please help me out oooo
Good morning sir/ma
I don’t know how the loan get my number,I have over 99 sms from different bank loan.They even go further to call me with different number from different loan app.
I also fall a victim with Camelloan,Pasa & Link Credit.
I was call on phone that i have access to #50000-#100000 with low percentage of 10% for 3month loan term
I have them to forward the details on my WhatsApp we she do.
I download Camelloan it brings #6000 & I will refund #11050 in seven days time.I go back to my WhatsApp to tell the lady that what she told me is different from what I see.She said did I register with my BVN I told her yes & told her I’m not interested,she told me she we get back to me since den I don’t see her message but to my surprise in the following day I saw a loan of #6000 disburst to my account from Camelloan.I message the lady no response,I login to the app to check the loan review it was there that I was given loan of #10000 with interest of #1050.I will refund #11050 which will due on the 7 July 2023.
When I didn’t see any response I make a payment of #8000 on 5 July 2023.
Within 3min a guy call me that why will I pay 8k where is the remaining balance that he gave me 5min to balance to avoid blackmailing my BVN Number, posting my picture online & calling my contact list.
I explained to him he said is less concerned,on the 6th July a lady call me I explain to her she said have accept their term and condition that she is less concerned what I see that my brother call me that I was posted on his what with my picture & BVN number that I’m a frudster & scammer I should resport to the nearest station if I was seen.
To my surprise when I check the loan app around 1:40Am this morning I believe my loan due today I seen that dey have increased if from #3050 to #4650 Within a day.
This is what I see from Camelloan sir/ma I will be looking forward for imediate effect sir
Another complain from Link credit & pass loan will log my complain here too
Camelleon and henloan sent a message about a loan been approved that I didn’t apply for and I received another message from them stateing they have disbursed the loan into my account, up till now have not seen money and they are threatening to post my pictures telling people and HIV positive and wil also post my obituary pictures. Please help sir
Good evening, my dad is a victim of all these loan app, he applied for a loan but when he saw that the interest was too much, he decided not to collect the but unfortunately he was credited and now the loan is a day overdue they have sent his contacts everywhere defaming him and harassing him in all sort of ways, please help us out an end to this,it is getting too much
Good evening sir. Pls help me. I want to complain about this loan apps cash door and camelloan. They called me last week Thursday that they offer loan at low interest that I should check it out. I downloaded the app to give it a try but I got to know that their interest is high. They offer a loan of 6k then you repay with 11000. I didn’t apply when I saw the high interest and I left the app. Unknowingly for me They credited me without my consent and since yesterday they they have been threatening me and calling my contacts. Saying they will post my obituary. Pls help me.
Good morning, good afternoon and good evening sir I’m here to report new credit and Palm credit I borrow money from them using it to take care of my health because I’m not feeling fine but days go by they started calling me with different number threaten my life and right now I am yet to recover from my illness.
I am also a victim the worst part is that the program their app in a way that the will ask of your account details first before you review the loan, even if u don’t click send or accept the will forcefully send the money to your account, example Hen loan, loan me, cash express. I suggest the government should block their account number. And also trace the phone numbers the use at least all numbers are registered in their various service provider, their create a website where people can directly report the phone numbers and the account details the use to collect the loans
Good evening. I am also one of the victims of this loan sharks. The very day I ought to pay back my loan, my friends on my contact list got to know that I borrow money from this loan sharks. My picture, phone number together with my bvn was sent to them the 3rd day calling me a thief and a fraudster. This loan shark is speed loan. True naira is also one of this illegal loan apps. I am not going to pay a dime. Because they have already defame me. I wont’t pay back after harrassing me. They keep on sending messages that they will kill me and deal with me in a way I won’ t forget. See me see wahala. Please help me from this loan sharks
Good evening. I am also one of the victims of this loan sharks. The very day I ought to pay back my loan, my friends on my contact list got to know that I borrow money from this loan sharks. My picture, phone number together with my bvn was sent to them the 3rd day calling me a thief and a fraudster. This loan shark is speed loan. True naira is also one of this illegal loan apps. I am not going to pay a dime. Because they have already defame me. I wont’t pay back after harrassing me. They keep on sending messages that they will kill me and deal with me in a way I won’ t forget. See me see wahala.
Good morning
Please you people should help us on this loan app especially they are not in Google play store they will just call people and start sending link,help me cause they have start threatening me that they will kill me and send my pics to my contacts list that I die for sleeping with dog.those loan app are cashbus,9jacash, easycash, speedloan, swiftkash,bear wallet,de loan, easycash,my naira loan,naira plus,naira star,naira bus,bg loan,flypayloan,henloan, credit naira,hello cash,care finance,pasa,finekudi they are all scam loan threatening people please us disband them or stop them for the harassment.
Good evening
This issue of loan companies damaging people’s reputation is really getting out of hands,cashbus,co finance,speedloan, money tree,naira plus,9jacash,easycash,my naira loan,naira bus,bear wallet,swiftkash,pasa,nice naira,bg loan, cashbus app has threatened me before that they we kill him,and the worst part of it is that their agents goes into peoples WhatsApp God knows how they got ur number,they will be begging u to take a loan,at the end of it,ur reputation will be robbed on the mud that really bad
Pls I beg the government and the Bodies in charge of this to pls act on this to protect the images of the low income citizen
Good afternoon
This issue of loan companies damaging people’s reputation is really getting out of hands,co finance, speedloan,cashbus, swiftkash,easycash,bg loan,nice naira,hello cash,deloan,naira bus,naira plus,my naira loan,naira star, rasykashapp has threatened me before that they we kill him,and the worst part of it is that their agents goes into peoples WhatsApp God knows how they got ur number,they will be begging u to take a loan,at the end of it,ur reputation will be robbed on the mud that really bad
Pls I beg the government and the Bodies in charge of this to pls act on this to protect the images of the low income citizen
Good evening
This issue of loan companies damaging people’s reputation is really getting out of hands,cashbus,co finance,speedloan, money tree,naira plus,9jacash,easycash,my naira loan,naira bus,bear wallet,swiftkash,pasa,nice naira,bg loan, app has threatened my my friend before that they we kill him,and the worst part of it is that their agents goes into peoples WhatsApp God knows how they got ur number,they will be begging u to take a loan,at the end of it,ur reputation will be robbed on the mud that really bad
Pls I beg the government and the Bodies in charge of this to pls act on this to protect the images of the low income citizen
We as Nigerians need Urgent! Rescue from these So called loan Apps ..they operate with very very high interest rates and behave scandalous…infact they r all criminals.cashbus,cash tree,Cashmama,Nairastar ,Cashhall are all very dangerous and Government should pls come to our rescue as fast as possible .
I paid my loan to Fundy and they said I have been scammed and now they expect me to pay double. They threatened me about posting pictures that I slept with dogs and I am HIV positive. But I said I am not paying them anything.
THIS LOAN APPS ARE BUT SCAMS, THEY GIVE YOU MONEY AND IF YOU FAIL TO PAY BACK INSTEAD FOR THEM TO PUT INTEREST TILL YOU PAY THEY START CALLING YOUR FAMILY AND TREATING PEOPLE.
Good afternoon ,Have been recieving a blackmail , harrassment , intimidation and defamation of name text and calls from CASHLAWN LOAN APP,I don’t know when and how and amount that was granted to someone ,when the person was requesting for the loan the loan company didn’t call me to ask me if I know the person before granting him the loan ,they are sending me defamation of name , blackmail , harrassment , intimidation etc text messages , please kindly help me do the needful Bcos I don’t know anything about the loan they disbursed out .
Please help me I borrowed money from xcross cash and it 2day default but I sent 45k to them still they are sending messages saying they have published my name and picture to punch news paper that I am a criminal I don’t know what to do I’ll balance them by the weekend ..
I borrowed a loan from nairaplus 12Oo but they disbursed 8000 and from cash lawn..They have sent messages to my contacts that am a criminal..Am worried
Please help me DiamondCredit has send my picture and name to all my contact because am 3 days due but still with that I pay 20260 out of the money given to me. They gave me 24750 to payback 33000 in seven days. My due date was Monday I beg the agent that called me and she insulted me. The next thing is to receive call from my friend that I am thief. I pay 20260 yesterday and I receive a threatening call today that by tomorrow morning they will send my picture messages to all my contact. I can’t sleep please help me.
Please permit me to report the activity of a ‘Cash bus ‘ loan application for sending messages to my contacts that they are announcing my death even after I have done their loan repayment of #20,000 but due to network issue they received the alert a little bit late. I call them to Lodge my complaints but up till now , I have not seen any message to correct their activities.
Please it is high time we stop them for all these bullying and character assassination and public disgrace to their customers. Thank you.
Tigercredit yesterday the staff called me a criminal because I told them I’ll pay at night.my loan was due yesterday and I only had 37k in my account. I told them that at night I’ll pay when I’ve gotten the money I’m expecting and the useless staff called my mum after calling me a criminal. This app needs to be brought down. My moods been bad since yesterday till now.
Good evening sir please I borrow money for loan apps funny, cashmall,iloan in the process I loss my dad as the senior child I have so many responsibility I plead for they to give me something n they start sending my picture to my contacts sey am AIV/HIV positive n I slept with a dog I run with there money calling or my contact please help me pls
Please have been trying to get in touch directly to the fccpcc
This cash wallet send defamatory messages to my contacts
Please I need to report these loan app, they are incompetent.. they embarrassed people on pay back day, they don’t care about what happening to the person. They say all sorts of things about the person, to the person contacts.. Fundy loan app, you can what people are saying about them in their Facebook page
Good afternoon, please I’ve been facing life threat from loan apps (okash,palmcredit,Branch, carbon,fairmoney)since 2nd of November 2022,due to my inability to meet up with their demands of refund and duration….. despite all my explanation of how I was affected by the pflood disaster in my area of business, they have vow to go ahead in tanishing my reputation before my contacts and blacklisting my BVN despite my explanations to them, Sir please I’m really dying in helplessness, I’m deeply soliciting for help from your rescue from your federal government sir! Here’s my WhatsApp contact sir 09014094350
Please am reporting a loan app @ cashlown I requested for a loan of ten thousand nair….they didn’t credit me only for them to be calling me that am owing 1,770 dey started calling my contact
I collected loan and pay back on the due date what I see next is them start post my picture around send it to different people in my contact that I run away with they money please who can I report they to
Please am kindly crying out to the World for best intervention,, I borrowed 6,200 from naira bag loan app to pay the sum of 10,210 in 7 days, but to my greatest surprise they posted my picture and all my details declared me wanted on the afternoon of the 7th day and even went as far as tretning my wife and children as we ll shared to all my contact that am Hiv patient and I am having a serious sickness as everyone should run far though I payed the following day as network refused me to pay on the 7th day, though they have posted all lies against me before the time of payment, please let the world intervain and they don’t even have any address or office
How can I report this app they send me a link after some week I discovered they disburse 2800 into my account all of a sudden they called me after a week telling me I’m to pay 4k which they send stupid msg to my contacts I later paid now another app again send same amount n start sending a threatening msg now pls what can I do
Hello Ojewumi,
Send documentary evidence of what you stated to [email protected].
Meanwhile, you can also reach the FCCPC directly.
Good day, my name is Ojewumi Moradewun, I was introduced to a loan App by xcrosscash, they said the App is a sister Company,however my issue with them is that while i was just checking the App to see if I will be interested in their loan, instead of them to schow me the loan analysis like all other Apps, I could not see it and immediately I clicked to check the terms and condition on the App I just saw that the N35,000 was disbursing I quickly went to their chat to stop the loan but they said I should check for the virtual account on their App and refund but the virtual account never came up till this moment,and I wrote several mails to them went on their Facebook they never responded until today and they started saying I have to pay the loan with interest because it is now more than 24hrs.please the App is Cashbean and the loan of N35,000 was disbursed as at 15th October,2022,please help me as I told them I can’t afford to pay the more than the N35,000 bute they insisting I must pay with interest of N12,000 plus for 7days loan your prompt response and action will be appreciated
Good day sir please help me warn oknaira loan app agents to stop disturbing me. They disbursed me when i did apply for a loan and when i try returning the money i couldn’t found them on play store or Google app now an agent is asking me to repay back the loan i ask he or she how much was disbursed into my account he or she said he has no idea about and i said for that i wasn’t given any loan. Please warn them to stop disturbing me
My name is Abass Azeez, I was chat up by girl one day that I can apply for loan on there application, I don’t trust those thing but I need to put up a test bcs that time am in need of money, I think if can borrow like 50000 to 60000, but when I finish register they bring 10000 to pay 16000 am not interested again I need to go back bcs I don’t need such money and the interest is too much in period of 1 week, even I don’t put my debit card information, whag I will just see in the next day is 6500 naira alert, not from company name but from ordinary transfer, u don’t think it can be from I think is from friend or family I call done to ask but they tell me they didn’t do any transfer to me like three days ago I see another number chatted me up by telling m to refund the loan I apply for from there company with interest is now 10000 then I ask her that did I apply for nay loan from them I said I have not confirmed that the money cone from them bcs there is no trace of money coming from the, now they started calling all my family and friend and telling them that I collect 10000 loan from them and I don’t want to pay it back that is an insultan for me and they also continue to threatening me pls come to my rescue. The app name is CARE FINNANCE
Hello good morning my name is Temitope
I borrowed money from mintbag app
Although my payment is due and I try paying but the network is f****** up which I tried again and it went through
Unknowing to me the money was debited twice and I searched for their WhatsApp number I can’t find it but I saw their customer service email which I complain since two days ago it hasn’t been replied nor attended to I felt I would be contacted that the money is transferred twice but they didn’t do that. Pls what can I do to get the money back the money is 8460
The name of App is Zuma App, Coffee loan threatened a friend of mine who took loan from them that his image of his entire family will be drag into mud.
Good evening sir,
I am Sulaimon Damilola. Am a banker at daylight microfinance bank. My reason for sending this mail is to complain about a particular loan App that started blackmailing me. I took a loan on the 27th of September, 2022 and the due date for the loan is 4th October, 2022.
I was called on the 4th of this month but i wasn’t very busy on that day and my phone was on silent. Later, that day on my way home one of the tele collector called me and on the line to explain to him or her but she wasn’t given that chance to explain at all. To my surprise they posted my pictures and send it to all my contacts telling them lies of what didn’t happen.
The interest rate of this loan is over 70% . They said they are to lend me 10,000.. So disbursing the loan i was sent 6,350 to pay back 10,000.. So on the due date because i didn’t pickup my calls they went as far as posting my pics as a HIV/AIDS patience wanted.
These are some of the proof and the logo of the loan App. These App needs to be brought down.
I would be very glad if my complaint is treated With urgency. You can reach me on 08036974204 Damilola
Thanks.
Please good afternoon sir/ma I took a loan from Hcash and QcashNr.my loan due yesterday which I couldn’t pay back immediately and this is my first time of doing such(of delaying)
Since that yesterday till now I don’t have rest of mind and I’m feeling depressed.
Good day sir, and everyone on these platform.
Pls I have a major issue right now and it’s really causing me headache.
I mistakenly clicked on cashace loan app to process a loan and I immediately sent it back and also sent a mail to that effect dat am not applying dat it was a mistake.
But instead they started calling me today the 30th of sept saying am a thief, and a fraudster that I collected money and refused to pay. All my explanation fell on deaf ears. And now my pictures, Bvn and all my details has been sent to all my contact dat am a criminal dat refused to pay them #3900.
Pls house kindly help to save my image from these criminals cos this is deformation of character
Got a loan from Fundy loan app, on same maturity date of the loan they sent messages to most of my WhatsApp contacts that I am HIV positive with my photo and they are still calling me to pay back the loan, can you share an email where we can send our complaints to please help
Good afternoon sir how are you and your family hope everyone is doing gr8,my major problem here sir is that arm robbers entered our house and packed many things my phone , laptops,I pads and so on few weeks later I started receiving messages from my contacts list that above 20 of the loan apps are sending them messages and blackmailing me please I beg if u can help me explain to the app and address all the app that they should please stop blackmailing me please I didn’t borrow any money from any app
Qcash loan app has threatened my life cause of over due charges that was remaining for me to pay they said they will kill me spiritually and even sent my pictures to my contact with a write up that I’m a fraudster pls this app should be brought down peoples life are at risk
Deloan is a very usulees app and criminal workers they are defames me because 2550 after have pay them they still recuset for 1200 after should send one naira i need help
Please,i happen to borrow money from different apps,and have been paying keeping good record with them,but of recent things have not been very good with me, money don’t come in as it was,it so happened that i was default,in paying,i was even looking for a way to pay up only for me to get home and my sister told me that my name has been put on WhatsApp calling me a thief the same day i default,cashace and other apps too,i had to read through the cbn law and google act law,it stated that they were meant to give grace of 60 day n they were not to contact anyone on our contact list without consent,pls am asking to come to our aid because i need time to clear and they are just deflaming my identity,have been been receiving calls from friends and family… currently am having issues with easecash, because have been clearing them one by one,but easecash are claiming that have not paid them,i have prove of payment,even forward it on WhatsApp to no avail,pls come and help us
Tik credit/Zuma I applied and was rejected only for them to call my contact telling them I have HIV,I was on my own and got a call from them to take a loan only for them to reject me and still call my contact.
Is very furstrating to experience this in this Nigeria why some will stand in the name of helping people and ripping them I requested for a loan of 18100 from super credit and I was credit 12,676 and they said I will be paying 19000+ so now I av paid what they credited me because I was trying to pay them back but I can’t meet up and and now they started threaten me and they are increasing the loan by 1,200+ what is the help here please come to our rescue oooo because am tired of this
Good afternoon
This issue of loan companies damaging people’s reputation is really getting out of hands,Zuma cash app has threatened my my friend before that they we kill him,and the worst part of it is that their agents goes into peoples WhatsApp God knows how they got ur number,they will be begging u to take a loan,at the end of it,ur reputation will be robbed on the mud that really bad
Pls I beg the government and the Bodies in charge of this to pls act on this to protect the images of the low income citizen
i owe LCredit and have deposited a sum NGN105,000 from 145000 now the loan increment is outrageous and they are now calling my contacts and sending sms and whatsapp messages to my contact. The last i checked i saw i had to pay about NGN80,000.
i don’t have this money now, what do i do?
Am Emmanuel, took a soft loan #7,000 from Gomoni to pay back #7,327 in week instead I was credited 4550.. I payed back there exactly #4550 with the interest of #327 with my Access Bank account to my greatest suprise they accessed my GTbank account & debited me #2450.. this is a big scam, thieves… Plus they should stop accessing people’s account..
Good afternoon. My name is olorunfemi rasaq, I want to complain about one online loan app Ease cash. Last week I need a loan of #12,000, I applied through them but instead I was credited #20,000. Immediately I got the alert, I quickly sent back the 20,000 back to them. Since morning they don’t allow me to work in peace, send message to me and my contacts that am a loan default, I don’t know what to do because my BP is on higher side now, thanks for your help. This are the phone numbers they used to call and threaten me. 07080627392 and 09037752836.
An agent with the number 0803 766 4087 is threatening my life from didi cash and sent false messages to my contact that I stole 2million naria wen I only borrowed 16000
Pls I need help over a loan app called rapid naria they forcefully disbursed a loanof 24 thousand to my account and I returned the money back to them only for them threaten me for another payment of 16000 naria pls I need your help because they are threatening my life to kill me according to a rep …grace 09058533406
There is one, cashbus they give out loan win 7 days to pay (20k to payback 35) and on the 6th day day start harassing me even went as far as sending me my contact list on whatsapp… I need help before I commit suicide
Good afternoon i have also got loan from this fraudulent people after the loan was paid i sent them the account statement bcs it did not flect on their app and was agreed by the loan App CashKash that it will reflect latter after 2 weeks again another lady from CashKash called me that my loan is due 15 days i shouted are you crazy she said semd ur statement which i did next after one month 40 days another lady called you are oweing KashCash again that my loan is due 40 days i shouted she started abusing me raining all sorth of causes on me pls i need help where to report this people that is one another one Lcredit after 4month of payment those ones abuse all sorth of sheet start sending messages to my contacts that am oweing 4k last 2weeks which i went to the app it did not open ok send me where i took the loan they were sending me 19k and i asked but you people said am oweing 4k how come what you send to me is 19k they said there was a mixed up ok send me ur office address and lets sorth this issue till dat it was abusive words i dont have money am a thief and they sent my pictures to all my contacts that am oweing 4k which everyone know me well how much is 4k they started calling me then i told them that they are thieves who are looking for who to extort dont mind them after some weeks again they started calling we would use ur BVN to borrow money with another number pls am tied help me what can i do to stop this loan people feom defrauding me and destroying my in the name of loan. Busari Segun 08033429581
How can I report to the government about this loan app that are treating people I not like 4 or 5 of there officer I’m lagos